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How We Work With You

Digital Client

$250k Minimum in Investable Assets

For the independent investor who prefers a solo experience, and is looking for interactive financial planning tools, and/or access to GMAM’s actively managed tactical suite of strategies.

What We Offer:

  • Account Connect – See All Your External Accounts in One Place (optional)
  • Interactive Guided Goal Based Financial Planning and Retirement Tools 
  • Diversified Tax Efficient Low-Cost ETF Portfolios, Matched to Your Risk Tolerance, Needs, Goals, and Time Horizon. (Individual security portfolios available for accounts over 1M)
  • Tax Aware Investing. Tax efficiency is achieved through the proper distribution of assets across taxable and nontaxable accounts and tax loss harvesting  
  • 401k Advice
  • Company Stock Option Advice and Planning

Private Client

$1M Minimum in Investable Assets

For the investor looking for professional guidance and a collaborative one on one experience. 

Everything in Digital Client plus:

  • Exclusive, Direct Access to GMAM’s CEO/CIO 
  • Fully Customizable Portfolios.  Mix of Individual Stocks, Bonds, and ETFs
  • Consideration for larger concentrated positions or illiquid holdings. 
  • Ability to choose Socially Aware Investments at an individual security or cause level, unlike pooled Socially Aware Funds/ETFs
  • Family tiered billing and reduced fee structure
  • Estate, Tax, Legacy Guidance, and Portfolio Construction
  • Charitable Giving and Donor Advised Funds 
  • Deferred Compensation Strategy  
  • Estate Attorney & CPA Coordination, Collaboration, and Referrals if needed 

Our Fee Structure

$0 Commissions

We charge one, sensible all-inclusive annual management fee for Private Client accounts over $1M which includes:

Development of an initial Financial Plan

Ongoing coaching and “Plan” updates

250k to 1M.79%
First 3M.69%
Next 2M.59%
Next 5M.49%
Next 10M.39%

For Digital Clients Financial Planning and other investment related services are available standalone at an hourly rate of $350/hour or at an agreed upon fixed fee.    

If you have over $250,000 in investable assets, we invite you to receive a free:

Fee Analysis

Do you know what you’re paying your current Advisor?  

Risk Review

Do your current investments match your risk tolerance?

Performance Analysis

How are your investments performing compared to appropriate benchmarks for your portfolio?

Access Anywhere, Anytime, on Anything